What Does an Insured Driver Do When Hit by an Uninsured Driver?
Recent estimates put the percentage of uninsured drivers at more than 13 percent nationwide. 47 states, including Ohio and West Virginia, require liability insurance for drivers, yet some drivers simply ignore the law.
If you have been in a car accident with an uninsured driver, your specific course of action will depend on whether:
- You have uninsured motorist coverage. Insurance companies offer this coverage at an additional cost. The coverage will provide compensation if you are in a car accident caused by an uninsured driver.
- You do not have uninsured motorist coverage. In this situation, you will need to look to your own insurance for coverage. You should also consult attorneys Jan Dils and Jim Leach, who can review the unique aspects of your case and determine other opportunities for compensation.
If you do have uninsured motorist coverage, you should note you will not be able to receive this compensation unless the accident was caused by the other driver’s negligence.
Navigating the legal process is complex. An attorney can maximize your compensation. If you have been in a car accident in Morgantown or the surrounding West Virginia areas, please contact the experienced attorneys at Jan Dils & Jim Leach, Attorneys at Law, PLLC, to schedule a consultation.
This entry was posted on Monday, December 12th, 2011 at 5:45 pm and is filed under Auto Accidents. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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